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Auto insurance in the United States The consumer may be protected with different coverage types depending on what coverage the insured purchases...	Basis of premium charges Depending on the jurisdiction, the insurance premium can be either mandated by the government or determined by the insurance company in accordance to a framework of regulations set by the government....
Coverage levels Different policies specify the circumstances under which each item is covered....	Vehicle insurance Vehicle insurance (also known as auto insurance, car insurance, or motor insurance) is insurance...

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